1210 Payne St

Louisville, KY
$ 220,000 Beds 1 Baths 1 Sq 1,040
Monthly Estimate* How much can I afford?

Charming historic bungalow in the highly desired Phoenix Hill neighborhood, ideally situated directly on Payne Street with convenient rear access and additional off-street parking from the alley. Built in the 1880s, this unique home blends incredible period character with thoughtful updates and has been very well maintained. Inside, you'll find beautiful original hardwood floors, upgraded light fixtures, and an inviting layout featuring one bedroom, one full bathroom, and a separate office or dining area. The primary bedroom offers a charming wainscoted accent wall and built-in closets, while the full bathroom features a tiled walk-in shower, pedestal sink, and timeless character that complements the home's historic appeal. The kitchen is full of personality with a shiplap ceiling, tiled countertops, stainless steel appliances, and a center island that provides additional prep space and seating, perfect for entertaining guests. A stackable washer and dryer are conveniently located just off the kitchen. Upstairs, a spacious nonconforming area with hardwood flooring offers excellent flexibility and would make a wonderful exercise room, playroom, music room, art studio, craft space, or additional storage. Outside, the cozy backyard is enclosed with a full privacy fence and includes a storage shed being sold as-is. Additional parking is available at the rear of the property from the alley. Recent improvements include replacement of the shingled portion of the roof and an updated HVAC system with central air. The location is hard to beat. Situated across from Ciao Ristorante and just around the corner from Headliners Music Hall, this home is within walking distance of the Highlands, Baxter Avenue, Paristown Hall, restaurants, nightlife, parks, entertainment, and more. You're also just minutes from NuLu, Downtown Louisville, Waterfront Park, interstate access, and everything this vibrant area of Louisville has to offer. Historic charm, an incredibly walkable location, and modern conveniences come together in this one-of-a-kind Phoenix Hill bungalow.

Active

  • Price
  • $ 220,000
  • City
  • Louisville
  • Bedrooms
  • 1
  • Full Bathrooms
  • 1
  • County
  • Jefferson
  • Half Bathrooms
  • 0
  • Area
  • Butchertwn-Hghlnds-Germantwn
  • Lot Size
  • 0.08 Acres
  • Zip
  • 40204
  • Sqr Footage
  • 1,040
  • Year Built
  • 1880
  • Style
  • Shotgun
  • MLS#
  • 1727387
Listed By: 1 Percent Lists Purple Door
Data Source: Metro Search, Inc.

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Electricity Connected,Fuel:Natural
Roof Metal
Architectural Style Shotgun
Construction Materials Vinyl Siding,Aluminum Siding
Year Built 1880
Stories Count 2
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA false
Attached Garage false
Subdivision Name IRISH HILL
Garage Y/N false
Other Structures Outbuilding
Total Rooms 7
Full Baths 1
Status Active
Directions Baxter Avenue or Lexington Road to street
City Louisville
High School District Jefferson
MLS Area 02-Butchertwn/Hghlnds/Germantwn
Lot Size Units Acres
Lot Size Square Feet 3533
MLS Area Minor 02-Butchertwn/Hghlnds/Germantwn
Standard Status Active
Tax Lot 71

Interior Features

Basement Cellar
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1040
Total Bedrooms 1
LivingAreaSource Other
Total Baths 1

Exterior Features

Fencing Privacy,Full
Parking Features On Street,Off Street,See Remarks
Lot Features Sidewalk,Level
Water Source Public
Lot Size Area 0.08
Building Area Total 1040
Lot Size Acres 0.08

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

8/27/2026 Listed $220,000

Property vs Zip Code Average in 40204

Price
AVG $390K
$220K
Year Built
AVG 1912
1880

1210 Payne St Louisville, KY is a Single Family Home for sale at $220000 with 1040 sqft and a lot size of 0.08 Acres Acre(s). 1210 Payne St Louisville has 1 bedrooms, 1 baths and was built in 1880. The property's zip code is 40204 which is in Louisville, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.