Kim Hamlin

611 Finzer St

Louisville, KY
$ 214,900 Beds 2 Baths 1 Sq 1,387
Monthly Estimate* How much can I afford?

PRICE IMPROVEMENT! Turnkey STR investment opportunity now offered at $224,900. Motivated sellers are ready to review offers. Fully furnished and grandfathered for short-term rental use, 611 Finzer St offers a rare opportunity to acquire an income-producing Airbnb with no CUP required. Zoned OR-2, the property may continue operating as a short-term rental with buyer registration through Louisville Metro within 30 days of closing. Configured as a 2BR with a non-conforming third room currently used as a bedroom, the home functions as a 3BR with increased revenue potential. Based on AirDNA projections, the property is expected to generate approximately $47,300 in annual gross revenue | 60% occupancy | $215 ADR | $27,030 projected NOI | 12.0% projected cap rate | 1.91 projected DSCR (based on 75% LTV, 7.5% interest, 30-year amortization). Estimated operating expenses of approximately $20,270 annually include taxes, insurance, utilities, landscaping, maintenance reserves, and cleaning. Sold fully furnished, this is a true plug-and-play investment for an Airbnb, furnished rental, or hybrid personal-use property. Grandfathered STR status, strong projected cash flow, and the recent price improvement create a compelling opportunity for investors seeking immediate income potential. Self-managed pro forma available under listing documents.

Active

  • Price
  • $ 214,900
  • City
  • Louisville
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Jefferson
  • Half Bathrooms
  • 0
  • Area
  • Central Downtown District-Old Louisville
  • Lot Size
  • 0.06 Acres
  • Zip
  • 40203
  • Sqr Footage
  • 1,387
  • Year Built
  • 1900
  • Style
  • Traditional
  • MLS#
  • 1721338
Listed By: EXP Realty LLC
Data Source: Metro Search, Inc.

Features

General

Heating Forced Air
Cooling Central Air
Utilities Electricity Connected,Fuel:Natural
Roof Flat,Shingle
Architectural Style Traditional
Construction Materials Vinyl Siding,Wood Frame
Year Built 1900
Stories Count 2
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA false
Attached Garage false
Subdivision Name SMOKETOWN
Garage Y/N false
Total Rooms 8
Full Baths 1
Status Active
Directions Jackson st to Finzer Ave.
City Louisville
High School District Jefferson
MLS Area 00-Central Downtown District/Old Louisville
Lot Size Units Acres
Lot Size Square Feet 2779
MLS Area Minor 00-Central Downtown District/Old Louisville
Standard Status Active
Tax Lot 0127

Interior Features

Basement Cellar
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1287
Total Bedrooms 2
LivingAreaSource Other
Total Baths 1

Exterior Features

Fencing Privacy,Full,Wood
Parking Features Off Street,Entry Rear
Lot Features Level
Water Source Public
Lot Size Area 0.06
Foundation Details Crawl Space,Concrete Blk
Building Area Total 1287
Lot Size Acres 0.06

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

6/24/2026 Listed $235,000
7/27/2026 4% - $224,900
9/14/2026 4% - $214,900

Property vs Zip Code Average in 40203

Price
AVG $260K
$210K
Year Built
AVG 1935
1900

In The Neighborhood

Areas That We Cover

611 Finzer St Louisville, KY is a Single Family Home for sale at $214900 with 1387 sqft and a lot size of 0.06 Acres Acre(s). 611 Finzer St Louisville has 2 bedrooms, 1 baths and was built in 1900. The property's zip code is 40203 which is in Louisville, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Kim Hamlin

Kim Hamlin

502-237-1299

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